1. Nature of Service

onCard.io is a cutting-edge digital business card service designed to empower users in establishing a powerful online presence. By leveraging onCard.io, customers can effortlessly create and share their personalized digital business cards with clients, facilitating seamless and professional communication.

2. User Accounts

• Account Creation: Users are invited to join onCard.io by accessing the subscription link prominently displayed on our website.

• Simplified Access: For user convenience, onCard.io does not require a separate login process. Users can efficiently manage their accounts directly through the subscription link.

• Information Collection: During the subscription process, onCard.io collects essential details necessary for the creation of the digital business card, as well as billing information to ensure a smooth transaction experience.

3. Data Security and Privacy

• Secure Storage: User information provided for the digital card is securely stored within our system to safeguard privacy and confidentiality.

• Billing Security: To guarantee the utmost security for billing information, onCard.io partners with Stripe, Inc., a trusted and secure payment processing platform. For more details on data security and privacy, we encourage users to refer to our comprehensive privacy policy.

4. Usage Policies

• Content Standards: To maintain a professional and respectful environment, onCard.io strictly prohibits the inclusion of explicit content on its platform. We strive to ensure a positive experience for all users.

5. Payment and Billing

• Subscription Plan: onCard.io operates on a flexible subscription plan, allowing users to choose between monthly and yearly billing cycles based on their preferences.

• Secure Transactions: All financial transactions are securely handled by Stripe, Inc., a leading payment processing provider known for its robust security measures.

6. Intellectual Property

• Ownership: onCard.io retains ownership of the intellectual property created or uploaded by users on the platform.

• Sharing Rights: onCard.io reserves the right to share user-generated intellectual property in a manner deemed appropriate, contributing to the collective experience and showcasing the diverse and creative content within our community.

7. Termination of Accounts

• Discretionary Termination: User accounts may be terminated at the discretion of onCard.io, ensuring a secure and respectful environment for all users.

• Notification: In the event of account termination, users will be promptly notified to provide transparency and maintain clear communication.

8. Liabilities and Disclaimers

• Limited Liability: onCard.io does not assume any liabilities arising from the use of its services. Users are encouraged to review our terms to fully understand their rights and responsibilities while utilizing onCard.io.

9. Governing Law and Disputes

• Legal Jurisdiction: The governing law for onCard.io is the state of California, providing a clear legal framework for our services.

• Dispute Resolution: Any disputes that may arise are to be resolved through direct communication between the user and onCard.io's dedicated customer service, fostering a collaborative and efficient resolution process.

10. Updates to Terms of Service

• Flexibility: onCard.io reserves the right to update the Terms of Service as necessary to adapt to changing circumstances and improve the overall user experience.

• Notification of Changes: Users will be notified promptly of any changes to the Terms of Service, ensuring transparency and allowing users to stay informed about our policies.